Loans secured by a mortgage

Project description

DESCRIPTION OF THE PROJECT.

The company offers essentially a new credit product – money secured by real estate (residential premises) of the borrowers. We call it – the selling of mortgages. In fact is a variation of the three loan products (micro-loans, lending to small and medium business, mortgage lending), from which we took all the best: the speed and simplicity of the design, in demand market, reliable supply (the Deposit is accepted only marketable homes).

The project was successfully implemented in the city of Ufa (the company easy to find online). It is planned to replicate this project in other cities of the Russian Federation. We are looking for investment to replicate the business, to combine our efforts, experience and technology and your capital and earn even more. Direct investments are directed to the new sales office of a mortgage – into a separate company. Each investor will be the owner of a particular office – i.e. a specific company. Investor can act as a specific individual, or group of legal entities and individuals.

The uniqueness of the project is to lend large sums to all who can provide collateral and to be responsible for the risks in the business (career, employment) on their own.

The activity does not fall under the banking licensing, compulsory participation in the SRO or MFIs. Currently, loans secured by a mortgage, nepatazane of the Central Bank, there is no regulator limiting in decision-making, setting interest rates etc. it is absolutely a legitimate activity, there is no need to create reserves, there is the possibility to obtain tax benefits under the simplified tax system.

The necessary investments of RUB 100 million Investment phased in the first year of the project. Payback 1-8 years (22 months). Until 100% return of invested investor money, profit is not distributed. In subsequent periods, profits are distributed in dividends on a quarterly basis. Upon completion of the project (3 years) we offer to be partners 50/50 and to receive dividends in perpetuity. Leave the opportunity for each party to exit the business at any time, while receiving the actual value of shares in the business (±53.000.000, 00 RUB.). the profitability of the business 40% per annum.