Loans secured by real estate

Project description

The ESSENCE of OUR ACTIVITIES is the granting of loans against collateral of liquid property.

Having a lot of information and advertising resource, long-term experience and close ties with many credit brokers we offer loans against collateral of liquid property.

Objects of activity are apartments, rooms, plots of land with houses, commercial premises and buildings. All the objects we take as collateral that was encumbered by a mortgage in the organs rosreestra in favor of the mortgagee, i.e. the investor. That provides, without exaggeration, full protection of investments.

When issuing loans, the amount of money issued to the borrower, as a rule, does not exceed 50% of the market value of the encumbered object, creating a totally comfortable temporary "gap" to implement the object in case of nonpayment of interest or principal loan.

In addition, in the case of "default", we the agreement provides for very significant penalties, increasing the investor's profit.

The procedure of transaction:

1. Receiving and processing initial applications of the client

2. The market value of collateral

3. Legal expertise of title documents for the collateral

4. Approval of the loan amount

5. Check the object on the subject of legal purity (USRR, MIA)

6. The signing of the loan agreement with the simultaneous Deposit

7. Registration of the contract in bodies of Federal registration service

8. The loan

Method of registration: the loan agreement with the simultaneous pledge (the mortgage). The lender-mortgagee acts as the investor or any of its agents. With the investment amount of 20 000 000 rubles, the formation of a separate legal entity. Rate 2.5 – 3.5 % per month that the average option gives the investor a profit of 36% per annum, not counting the profits from the sale of "unredeemed" objects. Payment of interest on the loan on a monthly basis.

Being a lawyer by education, assessment, legal review and support of transactions conduct yourself (which does not preclude the investor to bring in specialists to control with his hand). Filing and receipt of documents is made by our couriers.

Also, it is possible to control registration in UFSGRKK. All objects are entered into a single electronic database, with the full financial statements.

HOW IT WORKS:

— You tell us the amount you wish to invest (from 500 000 RUB.);

We provide you with the right borrower with a liquid real estate object on the territory of St. Petersburg or Leningrad.obl.;

— Denotes final investment amount, the term of the contract and the interest rate on the basis of which you will receive monthly payments;

— The paperwork. You and the borrower sign a loan agreement with the simultaneous mortgage (mortgage) and assured him of a notary. With your personal involvement we conduct registration of the contract in UFF GRCC in St. Petersburg and Flax.obl.;

— The transfer of money to the borrower and the signing of the receipt of their receipt;

— You receive monthly payments on the loan according to the terms of the agreement;

— In case of refusal of the borrower from payments, we initiate a trial and alienable property in your favor.

AN EXAMPLE OF THE CALCULATION OF YOUR INCOME:

When you make a decision to invest 3 000 000.

We provide you with the right borrower-owner of liquid real estate object on the territory of St. Petersburg or Leningrad.region. value of not less than 6 000 000.

— The interest rate of your investment 36% per annum. The term of the contract 6 months.

Every month you get 90000 R.

— At the end of the contract period you return 3 000 000.

— The amount of your income for 6 months. equal to 540000 R.

GUARANTEE THE SECURITY OF YOUR INVESTMENT:

— In case of late payments the borrower, you get higher interest for investment;

— In case of refusal of the borrower from payments, we initiate a trial and alienable property in your favor;

— Absolute security of investment: 100% of the prize cases on alienation of real estate collateral in favor of the investor, in cases of violation by the borrower of the terms of the credit agreement;

— The legality and transparency of the transaction. Full legal support from a selection of liquidity of the property to refund your money or realization of the property;

— Legal cleanliness of all stages of the transaction can be controlled by your attorney or you personally.

The implementation of the "unredeemed" objects can be made your own real estate Agency, whose founders we are. During the realization of profit, as well as monthly interest, is divided between the investor and the Agency.

THE REASON FOR THE SEARCH ADDITIONAL. INVESTMENT:

The volume of demand for loans that exceed our capabilities.

In case of Your interest in the joint venture, we will be happy to meet with You at our office or any convenient place at a convenient time for You.