The essence of the project
The service is an international online platform that allows you to take short-term loan from the comfort of home. The platform will be implemented on the basis of existing enterprises of the ICC "Gorzaym" (OGRN INN 1127746175138 7702784493), which operates in the financial market for more than 7 years
The objectives of the project
The company plans to actively grow due to the expansion of markets, the first phase covering the Russian market, and vdalneyshem opening operational office in India in the future, leaving the rest of the Southeast Asian countries.
The Russian market
The Indian market
Profit growth in the Indian market to 983 mln. at the end of the forecast period, cumulatively.
Company website
Additional information
Key factors of the commercial success of the project:
According https://countrymeters.info/ru today the population is more than 7, 5 billion people. Natural population growth will be positive and will be 93 501 640 people.
Market analytics
Russia
The MFIs market in 2018 continued to grow due to strong demand for its services, particularly in the online segment. High growth rates persist in the background of the stagnation of real disposable incomes of the population and the expected tightening of regulation by the Bank of Russia as micro-loans "to wage", and certain categories of consumer microloans.
In part RAEX (Expert RA) maintains the forecast growth rates in 2018-2020 in the range of 20-40%. Tighter regulation of the market the MFI is able to increase the number and activity of illegal companies. Increasing regulatory workload in 2015-2018 led to lower margins of microfinance business and to raise the threshold for market entry for new MFIs. Over the past two years the number of microfinance companies in the registry of the Bank of Russia decreased from 3, 6 to 2, 2 thousand companies. While in the short term, high regulatory pressure on the industry without the imposition of liability for shadow players may have a negative impact on the image of the responsible MFI.
Developing countries:
According to the report Skepitcal: Desk research participants development
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— CPA
— SEO
— Contextual advertising
— SMM
International project
Project price: 300 000 000
Investments volume: 10 000 000
Stage: Development of existing business
Website: avicredit.ru
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Vinogradov Konstantin Vyacheslavovich