The granting of target housing loans to the population

Project description

Good day! Attract and investizii and savings with the payment to 20% (not less than 13, 95%), interest payments monthly. The main direction — the loans under the Parent capital. Process renditions established. Each client who comes to us for loan checked in NBCH, on the record, on the website of the Federal Bailiff Service, also requested help from the FIU about the availability of funds to the parent capital. All processes on a refund including the delivery of cases to the FIU has been our lawyer.

The process of issuing:

1. The client (or counterparty), the appointment date of the loan agreement

2. The conversation with the client (filling out questionnaires, video recording of the conversation with the client (proof of target use of money, the client consents), the signing of all necessary documents, notarized power of attorney from the client to our lawyer to sign the FIU, the conclusion of the loan agreement, the transfer of loan amount minus our % (average 50000r. when issuing 403000р.)

3. After receipt of money on account, the client provides a statement from the Bank on receipt of funds.

4. Delivery of documents to the FIU. (losing our lawyer power of attorney)

5. After a maximum 45 days of the FIU returns the amount of the loan taking into account our interest. (for the full period of the loan before the repayment is 60 days maximum, the average is 44 days)

The scope of business currently doing 30-40 loans a month. Willing to do 100 to 150 renditions.