Universal Payment System Corporations

Customers ' need is: 1) reducing the time and effort needed to obtain information from banks on account balances and transactions; 2) increased security (because the client-banks are not safe).

Target market: corporations and banks.

Decision maker: Finance Director, Director of treasuries.

Forecast of development of the target market: the growth in 2020 and beyond for years — not less than 200% per year.

We focused on the Russian and international market.

In the period from 2015-2019 market grew by 20% per year. 2020 expected to increase sales by 200-300% in connection with the readiness of our system is the completion of the connection of the main banks. A large number of companies obratilis and negotiate on the subject of purchasing our system.

In Russia such systems is a little one which was found in more than 100 companies. At least the interest and budget, there are more than 1000 companies in Russia. The international market has not been estimated, but it is more Mature than in Russia.

The system has no exact analogues in Russia. Strategy to the strategy of the Bank of Russia. Foreign competitors in Russia will not go due to the language barrier and vischih prices.

Competitors offer: 1) exchange server via an intermediary company (a little one who is ready to keep your financial information on a third party server), 2) they have less functional decision, 3) they are less productive, 3) more expensive 4) no ready-made "deep" integration in the processes of the company.

The proposed system upsk done by considering all possible options for its installation and use on the side of the company.

System CBSA is the only aggregator Bank API for direct integration to corporate customers with host-to-host solutions of individual banks of any open API. CBSA substitutes for corporate clients, client banks and internal becomes Multibanka.

■What we sell?

License for the integration with the banks, according to documents

–Support for updating formats and API banks

■There are many licenses in 2020?

–A package of ready documents (in average) – 890 Tr

–Earnings on 1 document with 1 customer (average) – 50 Tr

–The number of customers who are willing to pay for it – 10 companies (in 2020).

■So much support: 10-50 T. R. per month. In some cases, up to 200 Tr per month.

■Costs in 2020

–Adding to the package a new document or Bank – 150-200 Tr

■Gain of 1 document:

–200-300 Tr

■Demand

1.KP ready and documents 2020 – 54 million roubles (planned revenue-20m).

2.The potential of the CP the same and new customers for the year 2020-2021 in additional functionality (if we get investment will do what you want now these clients) – 100 million rubles.

Sales channels:

— direct sales;

— own events with the support of the Association of corporate treasurers;

— joint events with banks;

partners and agents: banks, it companies, etc.;

— of sale system to corporate clients and banks for subsequent predostavleniya to their customers, corporations.