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MySalary is a service through which employees will have access to actually make money without waiting for payday.
MySalary will allow staff to cover for unplanned expenses without loans, and employers to improve staff motivation, reduce staff turnover and attract new and retain existing employees of the company, thereby increasing business productivity.
Benefits for employers:
Staff turnover will decrease on average by 40%
70% of employees with a great desire to go to work
Applicants in x1.5 times are more likely to apply for jobs company with the unique offer on wages
60% of employees are less stressed due to financial problems
Benefits for employees:
Access to your salary.
At any time. At any time
No hidden fees
and interest on
Increase financial literacy with tips and tools service
Savings will average
€ 1355 per year
Easy, simple and safe
Advantages for investors:
A great opportunity to monetize
Access to a loyal local audience
Projected СRR (Customer Retention Rate) application to 90%
Low risk
All clients are highly skilled scoring (extensive experience in lending)
A guarantor of solvency acts as the employer
Market analytics
7 out of 10 workers in Spain are not happy at work, as they have less than 20% of salary after paying the normal bills.
More than 7, 1 million Spaniards don't have financial literacy.
57% of the Spanish population can't saving.
+ 1 million customers is a market of micro-loans in Spain. More than 540 million euros issued annually.
On average, the Spaniards are overpaying on loans 1.355, 2 € per year.
People who have debt, 3 times more predisposed to mental disorders, and exhibit 13, 3% more of the symptoms of depression.
MySalary have no competitors on the market. ITSmartFinance experience in alternative lending gives our company the advantage.
Financial services (account, credit or debit card, etc.), purchase of goods(cashback service), Commission, lead generation
Promotion of the project through a CPA network, direct sales (b2b sales), advertising (marketing). The conversion to the beneficial effect of 30%, improved employee retention for employers 20%
Spain
Project price: 250 000
Investments volume: 200 000
Stage: Project is at development stage
618 reviews
Sharafiev Ivan
