The current generator of passive income 20% -35% annual: construction and sale of furnished apartments in new buildings

Project description

The yield to the investor of 20%-35% per annum
Minimum investment – 300 thousand rubles.

Optimal investment in a single object – 1 million.

The investor is offered a choice of 3 types of investment lots, with different yields and return on investment.

The return on investment (depending on Lot) – from 3 to 9 months.

What product and what market problem solved

1) the Problem of the buyer of new housing:

— you have to spend in addition to the cost of a home purchase a large amount of their own resources (finances, time, strength, nerves) for independent solving of the problem of settling of the purchased property,

— no ability to purchase new buildings, completely finished and acceptable functionality and quality housing.

2) We provide the purchaser of housing in building new, more profitable alternative: to purchase a mortgage from the developer and immediately (without any expectations and risks) to move into a completely ready for living comfortable and beautiful housing. And pay for it only a small increase in mortgage payment.

3) Our product saves the end user it money, time, strength, nerves, and makes available (a mortgage) is completely ready to move in comfortable housing.

4) "Furnished apartment in new building in a mortgage" is a new product that was not offered systematically by almost no one in the market.

Market

The market size is very large: according to many developers, up to 20% of buyers of new housing are willing to buy homes with a maximum level of readiness for use: fully finished and furnished.

That's about 8,000 conventional apartments each year in St Petersburg, or about 9 billion rubles per year.

According to experts, the demand is growing by 15% annually.

Effective demand is maintained at the state of mortgage lending.

A roadmap of a typical project:
1) Obtained from the Builder under the arrangement of the specific apartment (the reservation) in a new residential complex.
2) Develop a preliminary design project, calculate the cost of construction of a "turnkey".
3) calculate the sale price of the interior, coordinating with the developer. The price we are laying the income of the investor (fixed amount).
4) Sign an investment agreement with the investor and the schedule of investments. The investor makes the investment tranches according to the schedule of investments.
3) Carry a full arrangement of the object "turnkey". Act as a co — investor- invest in the object of private goods and services. The return on investment received only after the sale of the facility and make payments to the investor (the investment profit).
4) Ready-made object put up for sale through sales Department of the developer and partner real estate Agency (sale in a mortgage).
5) Upon the sale is returned to the investor subfolder their investment amount with a fixed profit.
How much You can earn on this project?
1) Investment costs (for example, a single real object):
— Design project – 25 Tr
— Delivery of the goods at the object 22, 5 Tr
— The cost of purchased goods – 324 Tr
— The cost of raw materials – 183 Tr
— The cost of final finishing and Assembly of furniture – 427т.R.
— Contingencies – Tr 12
Total investment costs = 993 Tr

2) the amount of the received return
The absolute value of net income is fixed when signing the investment agreement. For example, for this object, the income will be about 178 Tr
Yield % per annum depends on the speed of sale of the object.
Typically, about 30% per annum.
If the object is longer than the planned date, we will pay the investor out of his share of the profits amount to provide the investor a minimum return of 20% per annum.
The experience, from the moment of readiness of the object to its sale runs from 2 to 5 months.

This is really real?

Yes, in this format, the passive income generator works for several years.

There are constantly several projects, investment of independent investors. Current projects can live view. Usually, investors increase investments in new projects.


The agreement with the investor
The investor is the investment agreement (schedule of investments and fixed profit), loan agreement to our company stating the amount of investment, the amount payable to the investor (with a profit), the payback amount with the profit.
The investment agreement is tied to a specific object. This is an important factor of the autonomy of investment protects the investor's interests against any external risks of the project (the situation of the company and other projects).
The amount of investment is determined by the size of the object. 2-room apartment (60 m2) – about 1 million rubles, 3-room (91 m2) – about 1, 6 million rubles
Making investments is made by the parts (6 tranches), which are made by the investor, approximately once every 2 weeks.
Participation in the investment arrangement of one object two or three investors (with an investment of 300-500 thousand rubles).
The investor always has the ability to check the status of the asset he invested – the stock purchased under the arrangement object of goods, the current state is executed on the object work, status of readiness of the object, information about the current stage of sale of the object.
At all stages of investments of the investor are protected higher value of the real asset (include interior).
Description invest lots
To empower the realization of the goals of investors we offer a choice of three investment lots:
1) Lot 1 – "Production + Sales" — the investor finances the furnishing and receiving rebates on the sale of the facility to the end user.
The investor receives a yield 28-38 % APR (depending on term of sales) with guarantees from the Company minimum return of 20% per annum, provided that the term of sale will not exceed 16 months from the date you make your first investment tranche.
The expected return on investment is 7-9 months.
2) Lot 2 – Production — the investor finances the manufacture of interior and, when ready, sell your lot to another investor.
The investor receives a yield of 20-25 % per annum (depending on the time of the sale of the Lot 2) with a 100% guarantee from the Company a minimum return of 20% per annum.
The expected return on investment is 3.5 months.
3) Lot Of 3 – Selling — the investor buys the Lot 2 and gets a return upon sale to the final consumer.
The investor receives a yield 27-39% APR (depending on term of sales) with guarantees from the Company minimum return of 20% per annum, provided that the term of sale will not exceed 12 months from the date of making the investment tranche.
The investor receives its drive from the "live sales", the reliability of investments — the money is invested in the material real estate asset (finished interior).
The expected return on investment is 4-6.5 months.
Our advantages – for the first time in Russia, and only we have
1. Today only we offer in the market and have the experience of successful implementation of the product "Furnished apartment for sale in a mortgage" (exclusive arrangements with developers and banks).
2. Once we set a precedent in the market – selling the finished interior of a mortgage.
3. Only we have our own unique service of direct deliveries from manufacturers of all product categories for interior decoration (more than 800 of factories-suppliers, more than 15 thousand commodity items, over the years worked out the logistics of product deliveries). Chain pricing excludes wholesale and retail units — this provides good margins and competitive sustainability of the business.
4. Our range of products is unique in many ways and delivered on the territory of Russia that allows our interior design stands out due to the possible competitive offerings.
5. Only we are open to the public demonstration furnished apartment in Saint-Petersburg.
6. Only in open access on the website – about 80 we have developed design projects with development of equipment from our product catalog.

  1. As soon as we launched the mass residential segment product "Furnished apartment "smart home" into a mortgage."

Passive income not only

Project creators are interested in attracting a strategic partner, focused on investing in successful innovative business.

Company website

Additional information

1) the Problem of the buyer of new housing:

— you have to spend in addition to the cost of a home purchase a large amount of their own resources (finances, time, strength, nerves) for independent solving of the problem of settling of the purchased property,

— no ability to purchase new buildings, completely finished and acceptable functionality and quality housing.

2) We provide the purchaser of housing in building new, more profitable alternative: to purchase a mortgage from the developer and immediately (without any expectations and risks) to move into a completely ready for living comfortable and beautiful housing. And pay for it only a small increase in mortgage payment.

3) Our product saves the end user it money, time, strength, nerves, and makes available (a mortgage) is completely ready to move in comfortable housing.

4) "Furnished apartment in new building in a mortgage" is a new product that was not offered systematically by almost no one in the market.

Market analytics

The market size is very large: according to many developers, up to 20% of buyers of new housing are willing to buy homes with a maximum level of readiness for use: fully finished and furnished.

That's about 8,000 conventional apartments each year in St Petersburg, or about 9 billion rubles per year.

According to experts, the demand is growing by 15% annually.

Effective demand is maintained at the state of mortgage lending.

The uniqueness of the project

Our advantages – for the first time in Russia, and only we have

  1. Today only we offer in the market and have the experience of successful implementation of the product "Furnished apartment for sale in a mortgage" (exclusive arrangements with developers and banks).
  2. Once we set a precedent in the market – selling the finished interior of a mortgage.
  3. Only we have our own unique service of direct deliveries from manufacturers of all product categories for interior decoration (more than 800 of factories-suppliers, more than 15 thousand commodity items, over the years worked out the logistics of product deliveries). Chain pricing excludes wholesale and retail units — this provides good margins and competitive sustainability of the business.
  4. Our range of products is unique in many ways and delivered on the territory of Russia that allows our interior design stands out due to the possible competitive offerings.
  5. Only we are open to the public demonstration furnished apartment in Saint-Petersburg.
  6. Only in open access on the website – about 80 we have developed design projects with development of equipment from our product catalog.

Monetization sources

We have created a new product and a precedent for the housing market. The demand far exceeds the supply.

The business model includes strong margins due to the capabilities we have created the service of direct deliveries of components for interior decoration "from the factory door to door of the consumer".

The profitability of the business provided:

— high demand for the product when there is insufficient offer,

— minimum operating cost of sales (the sale of objects provides the developer and real estate Agency),

— stable margin in the commodity supply of equipment for objects with relatively high average check

the reduction in unit operating costs due to replication of the product.

Our service is focused on customer benefit. And in this we see our mission in the market and the main strategic principle of development.

We focusareas now on the constant improvement of their product (optimization of work processes, improvement of approaches to design, work with vendors to update the collections, equipment, use of modern technologies — expanding the pool of offers furnished apartments with "smart home" in the mass segment, are developing IoT devices to integrate into practice the consumption of "smart home").

We do not seek to reduce the cost of product for mass consumption, at once cutting off the possibility of offering our customers the base of goods and services. On the contrary, we strive to make for consumers available quality product, not inferior to the best world analogues.

Our goal for the medium term — hold the leading position in the growing market in view of the forecast of increased competition in this sector of the market. The Russian market is lagging behind for several years from the West — therefore, the future development of this business segment is quite predictable.

Sales strategy and marketing

Our product comes to "shopping the shelf" developers, through which passes the main stream of interested buyers. Moreover, our product (the interior) is inextricably linked to the product developer (apartment without finishing). Therefore, the developer applies to the sale of our product to sell their.

The developer advertises the finished product through their traditional channels.

We do not spend our own resources on marketing. The shortage of such proposals and the increasing volume of demand, competences and resources of the developer are more than enough for successful sales of all of our facilities.

To improve the efficiency of sales of our product we create a sales Department of the developer a competitive alternative, involving the sales affiliate of real estate. According to the statistics, half of our units were sold through agent sales channels.

Project detailed information is available to investors after authorization.

Project detailed information is available to investors after authorization.

Translated by "Yandex.Translator"
Project No. 60672
Created on: 13.08.2020

Russia, Leningrad Oblast, Saint Petersburg


Project price: 100 000 000

Investments volume: 1 000 000


Stage: Development of existing business


Website: http://planium.ru/


505 reviews

Contact details of entrepreneur

Velichko Dmitriy

Russia, Leningrad Oblast, Saint Petersburg
Architecture, Domestic and other staff, Investments / finances, Real estate